A wealth creation journey
from 1x to 110x.
Systematic equity with rule-based stock selection and allocation.
Polaris aims to generate consistent alpha through:
Polaris follows a structured framework.
Determining where the market stands in its cycle before a single position is taken.
Isolating sectors and themes with structural tailwinds aligned to the prevailing regime.
Running candidates through a multi-factor model to rank quality, momentum, and risk.
Validating that price behaviour supports the thesis before committing capital.
Deploying capital with conviction while keeping risk concentration in check.
Judgment at the top. Discipline in execution.
We read where markets are in the long and short-term debt cycle to position ahead of regime shifts.
Discretionary overlays account for geopolitical, macro, and policy-driven tail risks before they hit portfolios.
Managers pick high-conviction themes that fit the current regime.
Proprietary algorithms score stocks across momentum, quality, and value factors simultaneously.
Every signal is stress-tested against historical bull, bear, and sideways market environments.
Orders route automatically at entry and exit. No manual overrides.
Signals and weights update as new market data arrives.
Conclusion
Humans set macro context and mandate fit. Models handle signals, sizing, and execution. That split is deliberate.
Performance-Aligned. Investor-First.
Polaris is structured on a capital-doubling performance model.
- 0.5% fixed management fee on AUM
- No performance fee until initial capital is doubled
For staggered additions, performance is calculated using a 26% XIRR hurdle (3-year equivalent).
Polaris is suitable for investors who:
Can allocate ₹50L+
Seek structured, strategy-driven equity exposure
Prefer systematic execution over discretionary stock picking
Accept moderate-to-high volatility
Commit to a 3+ year horizon
Your compounding journey, cycle by cycle.
Model below uses Clearmind's published fee and withdrawal assumptions. Adjust starting capital and number of doublings to explore your own scenario.
- 1Double - opening capital doubles to gross value (100% gain) over about 3 years.
- 2Deduct - 12.5% LTCG on profit, 20% performance fee on post-tax profit, 0.5% p.a. × 3y management fee on opening capital, 18% GST on performance + management fees.
- 3Withdraw & reinvest - take out 5% of opening capital; net value rolls to the next cycle.
Readable amount: ₹50,00,000 (₹50.00 L)
Summary after 7 doublings
Cumulative deductions over 7 cycles
Full breakdown by cycle
Matches Clearmind's calculation sheet: each cycle doubles opening capital, then deducts LTCG, performance fee, management fee, withdrawal, and GST. Net value becomes the next cycle's investment.
| Cycle | Investment | Gross | Profit | LTCG | Perf fee | Mgmt fee | Withdraw | GST | Net value |
|---|---|---|---|---|---|---|---|---|---|
| 1 | ₹50.00 L | ₹1.00 Cr | ₹50.00 L | −₹6.25 L | −₹8.75 L | −₹75,000 | −₹2.50 L | −₹1.71 L | ₹80.04 L |
| 2 | ₹80.04 L | ₹1.60 Cr | ₹80.04 L | −₹10.01 L | −₹14.01 L | −₹1.20 L | −₹4.00 L | −₹2.74 L | ₹1.28 Cr |
| 3 | ₹1.28 Cr | ₹2.56 Cr | ₹1.28 Cr | −₹16.02 L | −₹22.42 L | −₹1.92 L | −₹6.41 L | −₹4.38 L | ₹2.05 Cr |
| 4 | ₹2.05 Cr | ₹4.10 Cr | ₹2.05 Cr | −₹25.64 L | −₹35.89 L | −₹3.08 L | −₹10.26 L | −₹7.01 L | ₹3.28 Cr |
| 5 | ₹3.28 Cr | ₹6.57 Cr | ₹3.28 Cr | −₹41.04 L | −₹57.46 L | −₹4.93 L | −₹16.42 L | −₹11.23 L | ₹5.26 Cr |
| 6 | ₹5.26 Cr | ₹10.51 Cr | ₹5.26 Cr | −₹65.70 L | −₹91.98 L | −₹7.88 L | −₹26.28 L | −₹17.98 L | ₹8.41 Cr |
| 7 | ₹8.41 Cr | ₹16.83 Cr | ₹8.41 Cr | −₹1.05 Cr | −₹1.47 Cr | −₹12.62 L | −₹42.07 L | −₹28.78 L | ₹13.47 Cr |
| Totals (all cycles) | −₹2.70 Cr | −₹3.78 Cr | −₹32.38 L | −₹1.08 Cr | −₹73.82 L | ₹13.47 Cr | |||
Illustrative model only — not a guarantee of performance. Assumes a full 2× gross return each ~3-year cycle on opening capital; LTCG 12.5% on profit; performance fee 20% on post-LTCG profit; management fee 0.5% p.a. × 3y on opening capital; withdrawal 5% of opening capital; GST 18% on performance + management fees.
Track record.
Audited performance data will be published once the strategy completes its first full reporting cycle. Until then, back-tested model results and live portfolio metrics are available upon request during a discovery call.
Four steps to your portfolio.
Understand how Polaris aligns with your financial goals, risk appetite, and investment horizon.
Complete your Know-Your-Customer documentation and sign the PMS agreement digitally.
Transfer capital to your designated PMS account. Your funds remain in your name at all times.
Polaris begins deploying capital according to the current market regime and model signals.
Common questions, answered.
The minimum investment is ₹50 Lakhs as per SEBI regulations for Portfolio Management Services. This ensures adequate diversification within the concentrated strategy framework.
In PMS, stocks are held directly in your demat account, so capital gains tax applies on each transaction. Short-term gains (held < 1 year) are taxed at 20%, and long-term gains (held > 1 year) above ₹1.25 Lakhs are taxed at 12.5%. Your CA can optimise tax harvesting within the PMS structure.
Polaris benchmarks against the Nifty 500 Total Return Index, though the strategy's alpha-generation approach means it may deviate significantly from any single benchmark during certain market phases.
Yes. You can request a partial or full redemption at any time. Liquidation typically takes 3-5 business days depending on market conditions. There are no exit loads or penalties.
There is no regulatory lock-in. However, Polaris is designed for a 3+ year investment horizon. Early withdrawals may impact performance as the strategy requires time to compound through market cycles.
You receive regular performance reports with detailed attribution analysis. Since stocks sit in your own demat account, you also have full real-time visibility through your broker platform.
Three key differences: (1) your stocks sit in your own demat, with full ownership and transparency, (2) the strategy is concentrated with 15-25 high-conviction positions vs. 50-80 in most mutual funds, and (3) the fee structure combines a 0.5% fixed management fee with performance fees tied to capital-doubling milestones.
See if Polaris fits your mandate.
Bring approximate investable capital and horizon. We'll map you to PMS, Lite, or algo mandates, or tell you to wait.
PolarisPMS from ₹50L — Polaris Lite from ₹10L.